Stop Sinking the Ship

Every time in the past that we started to work on paying off debt or living on a budget we would completely give up as soon as it got a little bit difficult. I now know that we weren’t really ready yet. We knew that we should get out of debt but we hadn’t really figured out our “why” to keep ourselves going. When we finally found our why we were able to stop sinking our financial ship. I had no idea that having a reason to pay off debt was such a big deal.

The first thing that you must do when trying to get out of debt is really getting to know your why. Dig deep. Be completely honest with yourself. Don’t lie to yourself. If you are embarrassed by your reason, you don’t have to share it with anybody but do not lie to yourself. It doesn’t matter what the reason is as long as it is important to you. It could be that you want to travel, buy a home, start a family, or simply pay your bills on time. Really get to know your why inside and out. Talk about your why with your spouse. Get to know their why if it is different then yours. Write down your reason somewhere that you can easily access. Revisit your why often. Talk about it to supportive friends and family. All of this keeps your reason front and center in your daily life.

Once we figured out our reasons, we became unstoppable. You could be unstoppable too.