The Debt is dropping!

This week we paid off the remainder of my car loan! I am still in shock that I will no longer have to go pay it at the end of the month.  We had already paid off two credit cards so far this year too.  We just have to keep this momentum going!  A big part of our dedicating a year to living project was getting out of debt.  I honestly didn’t think we could make such a huge impact so fast.  We know that it will be easier to work on our long-term goals and dreams without the debt monkey on our backs.  Our long-term goals involve travel and a move to a warmer climate, possibly Florida or Texas.  This has been a dream of mine for a few years.  Our oldest does not want to move until after she graduates so we are looking at 3 more years.  If we continue at this rate we will be in great financial standing by then.

One of our other goals for the year was to spend more time together.  We have been spending more time at home lately.  That also helped with our goal of paying off debts because we have been spending less.  We spent a weekend evening having a taco and game night that turned out to be a ton of fun!  We played one of the board games our middle daughter received as a gift so we only spent money on taco supplies.  We have had a couple of movie nights this year.  They were redbox rentals.  We had popcorn and M&Ms for snacks.  The whole night cost us less than $10 each time.  We had a day outing on one of the girls off days and went to a book store. Each girl picked out one book.  This came in under $20 and it encourages reading.  The big girls spent the evening reading their books.  We have spent some evenings doing crafts with supplies we already had, coloring, cooking together, and playing.  We have had a lot of fun spending so much time together.  We basically have been doing all those things that we had picked up supplies for and never had the time to do.  This year has been all about spending time doing all the things we had been putting off.

I’ll update again soon on where this crazy project leads us next.