January 2019 Goals

January Goals

• Finish Paying off Credit Card #9
• Pay $500 on Credit Card #10
• Ivy’s Birthday Party and Dinner
• Healthcare needs for Michael
• Work on my 2019 Blog Goals
• Major House Cleaning

We currently owe $500 on credit card #9. We plan to pay it off first. After we finish paying off that, we plan to start working on credit card #10. Credit card #10 is our final card! It has a balance of $3, 069.38. We plan to pay $500 on it this month. We wanted to do more this month originally but we have some financial obligations that we have to get out of the way first. Also, Michael had a lot of days off for the holidays and will have short checks at the beginning of this month. We saved money from the end of December to help keep us on track so we shouldn’t notice too much of a difference from those missing hours. Just a year ago we were struggling to pay our bills and feed our kids without using our credit cards for short weeks. Now we are fine and the concerns are about how much debt we can pay off. The difference in the amount of money we used to spend on debt payments that we now get to use for meeting our goals is astounding. A year can make a huge difference!

Our oldest daughter, Ivy, is turning 18. I know, I know. I’m not ready for this. She has chosen to have a house party on a Saturday night and a nice dinner with the family on Sunday Night. She decided on bright rainbow colors for her theme. A longtime family friend is making her cake. We need to take a trip to the party store to pick out her balloons, decorations, plates, napkins, and flatware. I haven’t figured out the menu yet. She still needs to make a playlist for the house party and where we are going for her family dinner. I’ll update you later about how it all goes.

Michael has a doctor’s appointment next week. He has been having back and hip pain. I’ll let you know what we find out.

I have some big blogging goals for 2019. I want to get a jump-start on some of them this month. I will be doing a little research to learn more about the things that I don’t know much about. I’m trying to find a posting schedule that fits my life and helps me to meet my goals.

We need to do some post-holiday cleaning starting with taking down our Christmas decorations today. We need to make sure it’s clean enough for the house party for Ivy’s birthday. The holiday gifts need to find homes. Everything could use a good scrub. We were so busy over the holidays that we also got behind on laundry. We’ll be getting that caught up this week. Octavia, 2, had a growth spurt recently and I need to sort out the clothing that no longer fits her.

It’s going to be a busy month as always but I hope that with a little effort you will be hearing from me more. What are your goals for this month? Leave me a comment below.